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Home security system insurance discount in Lafayette and other ways to lower costs with a modern smart home

November 21, 2022
Close up security home system app on a smartphone.

Home security systems continue to be a worthwhile option to bolster your family’s safety. They shield your residence from trouble with innovative tech like video cameras, smart locking systems, and alarms. With the right set up, you also get the perks of a monitoring team that instantly takes action as soon as the alarm is tripped.

But there’s even more good news as your home’s security can help you from a financial standpoint. For starters, you can save on energy expenses through automated components. And many times fully integrated systems like those offered by Vivint might include a discount on home insurance.

Monitored smart homes are the right choice for insurance discounts in Lafayette

The fact of the matter is you may be able to get an insurance discount on your home security system in Lafayette. The amount of your discount might vary greatly and is contingent on two important variables - your insurer and the sort of components you have installed. While a minimal, no-frills alarm with two or three window or door sensors might get you a little premium reduction, there may be a possibility to increase your discount to a greater extent.

Whenever you have devices such as video cameras, monitored carbon monoxide detectors, and smart locking systems, you could be rewarded by your policy’s provider. If you are looking for an even bigger discount, be sure to include round-the-clock monitoring. When you include monitoring, you’re letting the insurer know that a security specialist is always watching your residence and ready to respond to any type of emergency, whether you’re you’re on site or not. To find out if your home qualifies and the amount you can save, touch base with your insurance agent.

Home automation in Lafayette offers additional savings

Smart home automation is another excellent way to reduce costs with your home security. Imagine utilizing a smart thermostat that discerns your daily schedule and alters settings correspondingly. If you exit in the morning, your thermostat can automatically adjust to help you reduce energy consumption. Your smart lights may be set to operate in a comparable way and light up if you walk into a room or deactivate as you leave. Over time, the savings on your energy bills could be sizable.

Comprehensive systems from Vivint are a breeze to adapt and can be set up during the initial installation or done later with your smart hub or cell phone app. It doesn’t take long to initiate a versatile, full-featured system.

Neglect to turn off the lights? Engage your devices from anywhere

An additional method to lower costs is through remote access. While it’s true your smart home can adjust without input from you, you are also able to easily manage components from your cell phone. If you don’t remember to dim your lighting or change the thermostat before exiting, it’s not a problem. Just pull up the Vivint app on your mobile device and make the needed changes. You can even engage or disengage your system from wherever you are. Would you like to adjust how your home’s elements interact? You may handle that from your mobile device as well.

Request your own automated system in Lafayette and start saving

Interested in saving money with a home security system insurance discount in Lafayette? Talk to a Vivint specialist today to create a smart home with 24-7 monitoring that will decrease insurance premiums while increasing your home’s protection and convenience. Call (337) 226-0040 or fill out the form below to start.